Shares (Savings)

Also see Share Drafts (Checking) ι IRAs ι Share Certificates

Regular Shares (Savings)

This is your membership account. You must maintain a $25 balance in this account to remain a member. The account pays dividends quarterly on average balances greater than $100.

Holiday Club Account

An account established primarily for the purpose of saving for the Christmas holiday season. Dividends are paid on a quarterly basis; funds are transferred over to regular shares account on November 1st. Withdrawals should not be made before November 1st, however if they are, a $10 fee will be charged for each withdrawal.

Money Market Account

This account pays a higher dividend rate than regular shares or checking but does not have a term commitment like a CD. There are two tiers of money market accounts, $2,500 minimum and $10,000 minimum.

Share (Savings) Rates

Rates current as of

Product	Minimum Opening Deposit	APY¹
Shares/Savings
Savings	$25.00	0.50%
Holiday Club Account	$5.00	0.50%
Premium Savings ($10,000 - $49,999.99)	$10,000.00	1.25%
Premium Savings ($50,000 and over)	$50,000.00	1.30%
Money Market
Money Market Account	$2,500.00	1.50%
Premium Money Market Account	$10,000.00	1.75%
¹ APY is the Annual Percentage Yield and reflects the total amount of dividend paid based on the dividend rate and frequency of compounding for a 365 day period. * Anticipated dividend rate. Dividends paid quarterly as declared by the board of directors. Rates are subject to change at any time without prior notice

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