This is your membership account. You must maintain a $25 balance in this account to remain a member. The account pays dividends quarterly on average balances greater than $100.
Holiday Club Account
An account established primarily for the purpose of saving for the Christmas holiday season. Dividends are paid on a quarterly basis; funds are transferred over to regular shares account on November 1st. Withdrawals should not be made before November 1st, however if they are, a $10 fee will be charged for each withdrawal.
Money Market Account
This account pays a higher dividend rate than regular shares or checking but does not have a term commitment like a CD. There are two tiers of money market accounts, $2,500 minimum and $10,000 minimum.
Share (Savings) Rates
Rates current as of
Product
Minimum Opening Deposit
APY1
Shares/Savings
Savings
$25.00
0.50%
Holiday Club Account
$5.00
0.50%
Premium Savings
($10,000 - $49,999.99)
$10,000.00
1.25%
Premium Savings
($50,000 and over)
$50,000.00
1.30%
Money Market
Money Market Account
$2,500.00
1.50%
Premium Money Market Account
$10,000.00
1.75%
1 APY is the Annual Percentage Yield and reflects the total amount of dividend paid based on the dividend rate and frequency of compounding for a 365 day period.
* Anticipated dividend rate. Dividends paid quarterly as declared by the board of directors.
** Rates are subject to change at any time without prior notice**