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Shares (Savings)

Also see Share Drafts (Checking) ι IRAs ι Share Certificates

 
Saving

Regular Shares (Savings)

This is your membership account. You must maintain a $25 balance in this account to remain a member. The account pays dividends quarterly on average balances greater than $100.


Holiday Club Account

An account established primarily for the purpose of saving for the Christmas holiday season. Dividends are paid on a quarterly basis; funds are transferred over to regular shares account on November 1st. Withdrawals should not be made before November 1st, however if they are, a $10 fee will be charged for each withdrawal.


Money Market Account

This account pays a higher dividend rate than regular shares or checking but does not have a term commitment like a CD. There are two tiers of money market accounts, $2,500 minimum and $10,000 minimum.

Share (Savings) Rates

 
Rates current as of
 
Product Minimum Opening Deposit APY1
Shares/Savings
Savings $25.00 0.50%
Holiday Club Account $5.00 0.50%
Premium Savings
($10,000 - $49,999.99)
$10,000.00 1.25%
Premium Savings
($50,000 and over)
$50,000.00 1.30%
Money Market
Money Market Account $2,500.00 1.50%
Premium Money Market Account $10,000.00 1.75%
1 APY is the Annual Percentage Yield and reflects the total amount of dividend paid based on the dividend rate and frequency of compounding for a 365 day period.

* Anticipated dividend rate. Dividends paid quarterly as declared by the board of directors.

** Rates are subject to change at any time without prior notice**
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NCUA

Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.
EHL

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.