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Membership & Regular Share Accounts

Each member of the credit union is required to maintain a membership account with a minimum balance of $25. This account represents a member’s ownership share of the credit union and can be used as a regular savings account.

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Savings Rates

Regular Shares (Savings)

You must maintain a $25 balance in a membership account to remain a member. These accounts pay dividends quarterly on average balances greater than $100. Dividends are determined on a quarterly basis by the Trust FCU Board of Directors.

Share (Savings) Accounts can also be opened for other purposes to assist members with budgeting or saving for the future.

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Holiday Club Account

An account established primarily for the purpose of saving for the Christmas holiday season. Dividends are paid on a quarterly basis; funds are transferred to a regular shares account on November 1st. Withdrawals should not be made before November 1st; however, if they are, a $10 fee will be charged for each withdrawal.

Money Market Account

This account pays a higher dividend rate than regular shares or checking but does not have a term commitment like a CD. There are two tiers of money market accounts – $2,500 minimum and $10,000 minimum.