We also offer 20 & 30 year loans. FHA too! Call for details.

Mortgage Loans

At Trust Federal Credit Union, we have mortgage programs available to fit almost every need. Our loan rates on Real Estate are competitively priced and designed to offer you maximum convenience.

Our Home Equity Line of Credit can provide you with a competitive rate and the flexibility you need to obtain the funds when you need them. It’s simple to access your funds; you can do it by phone or by logging on to your account online. Your interest may be tax deductible, consulting your tax advisor is recommended.

Rates current as of

	APR¹	Origination Fee	Max LTV
Home Equity Line of Credit 12 month introductory rate	4.99%	Waived	95%
After 12-months, rate changes indexed to prime based upon member’s credit score ².
Balloon Mortgages 7 Year 10 Year	Call for Rate Call for Rate	1%	95%
Low, fixed rate balloon mortgages available. Payments based on an amortization schedule of up to 360 months with the balance due upon maturity.
First Mortgages 5 year 10 year	as low as 6.625% as low as 6.75%	1%	95%
Home Equity Mortgages 5 years 10 years	as low as 7.125% as low as 7.250%	1%	95%

15, 20, and 30 year term options on home loans are also available through the credit union. FHA, VA and USDA loans are also available.

Home Equity Line of Credit is only available on our member’s primary residence and is a single-family, owner-occupied home.

Please call 423-870-7610 for more details and information or...

¹ Annual Percentage Rate. Rates are subject to change without prior notice.
² Current prime as of 11/02/22 is 7.00%. Subject to change, call for more information

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