Deposit Rates

Rates current as of

Product	Minimum Opening Deposit	APY¹
Shares/Savings
Savings	$25.00	0.50%
Holiday Club Account	$5.00	0.50%
Premium Savings ($10,000 - $49,999.99)	$10,000.00	1.25%
Premium Savings ($50,000 and over)	$50,000.00	1.30%
IRAs
Accumulative IRA Accounts ($100 - $9,999)	$100.00	0.90%
Accumulative IRA Accounts ($10,000 - $49,999)	$10,000.00	1.25%
Accumulative IRA Accounts ($50,000 and over)	$50,000.00	1.30%
Checking
No Frills Checking Account	$25.00	0.00%
Plus Checking Account	$750.00	0.10%
Golden Years Account	$100.00	0.30%
Money Market
Money Market Account	$2,500.00	1.50%
Premium Money Market Account	$10,000.00	1.75%
Share Certificate/IRA Certificates
6 Month Share Certificate	$500.00	3.00%
12 Month Share Certificate	$500.00	3.25%
18 Month Share Certificate	$500.00	3.35%
24 Month Share Certificate	$500.00	3.50%
36 Month Share Certificate	$500.00	3.60%
¹ APY is the Annual Percentage Yield and reflects the total amount of dividend paid based on the dividend rate and frequency of compounding for a 365 day period. * Anticipated dividend rate. Dividends paid quarterly as declared by the board of directors. Rates are subject to change at any time without prior notice