Deposit Rates

Rates current as of

Product	Minimum Opening Deposit	APY¹
Shares/Savings
Savings	$25.00	0.50%
Holiday Club Account	$5.00	0.50%
Premium Savings ($10,000 - $49,999.99)	$10,000.00	2.25%
Premium Savings ($50,000 and over)	$50,000.00	2.50%
IRAs
Accumulative IRA Accounts ($100 - $9,999)	$100.00	2.00%
Accumulative IRA Accounts ($10,000 - $49,999)	$10,000.00	2.25%
Accumulative IRA Accounts ($50,000 and over)	$50,000.00	2.50%
Checking
No Frills Checking Account	$25.00	0.00%
Plus Checking Account	$750.00	0.10%
Golden Years Account	$100.00	0.30%
Money Market
Money Market Account	$2,500.00	2.00%
Premium Money Market Account	$10,000.00	2.25%
Share Certificate/IRA Certificates
6 Month Share Certificate	$500.00	5.00%
12 Month Share Certificate	$500.00	5.00%
SPECIAL: 15 Month Share Certificate	$500.00	5.50%
18 Month Share Certificate	$500.00	5.00%
24 Month Share Certificate	$500.00	4.75%
36 Month Share Certificate	$500.00	4.50%
¹ APY is the Annual Percentage Yield and reflects the total amount of dividend paid based on the dividend rate and frequency of compounding for a 365 day period. * Anticipated dividend rate. Dividends paid quarterly as declared by the board of directors. Rates are subject to change at any time without prior notice Restrictions may apply to Share Certificate Specials