TRUST Federal Credit Union

Share Drafts (Checking)

Our share draft (checking) products are designed to provide you convenience with NO monthly fees.

  • FREE Mobile Banking with Remote Check Deposit
  • FREE Internet Banking
  • FREE Debit Card

Share Drafts (Checking)

  No Frills
Golden Years
Minimum Balance Required $0 $750.00 $100.00
Courtesy Pay Available* Yes Yes Yes
Access your money at over 5,000 shared branch locations Yes Yes Yes
Free Visa Debit Card Yes Yes Yes
Free Internet Banking Yes Yes Yes
Free Billpay Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Free E-Statements Yes Yes Yes
Free Internet Transfers Yes Yes Yes
Free Cashier’s Checks Yes Yes Yes
Free Notary Service Yes Yes Yes
Free ATM access at over 43,000 ATM locations** Yes Yes Yes
Earns Interest   Yes Yes
Premium CD rates     Yes
Limited to members over 50     Yes
Monthly Service Charge (only if balance falls below minimum) $0 $7.50 $5.00

* Courtesy Pay program provides an account holder up to $500 overdraft privilege on their checking account. The account holder will be assessed the normal NSF charge but the item(s) will be paid (up to the stated amount) by the credit union thereby saving costs charged by the merchants or other institutions.

** Free ATM access is available at any Trust FCU ATM or Allpoint network ATMs. Click here to find Allpoint ATM locations.

Share Drafts (Checking) Rates

 Rates current as of

Product Minimum Opening Deposit APY1
No Frills Checking Account $25.00 0.00%
Plus Checking Account $750.00 0.15%
Golden Years Account $100.00 0.25%

1 APY is the Annual Percentage Yield and reflects the total amount of dividend paid based on the dividend rate and frequency of compounding for a 365 day period.

* Anticipated dividend rate. Dividends paid quarterly as declared by the board of directors.

** Rates are subject to change at any time without prior notice**

Share Draft Rates

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With Trust FCU you have Access to over 60,000 Free ATMs and over 5,000 branches nationwide.

Click for over 5,000 branch locations
to access your money.

Shared Branch

Locate MoneyPass ATMs


Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.