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Personal Loans

These loans, also called signature loans, are based on the member’s income and credit. They are not collateralized by a vehicle or home.

Personal loan amounts are based on creditworthiness and range from $1,000 to $20,000.

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loan rates

Personal Loans Uses

Personal loans can be used for just about anything. The most common use is debt consolidation. Members have saved as much as $1,500 per month by paying off high-interest credit cards.

On average, our members lowered their monthly payments by $276 a month in 2023. The total interest savings over the life of the loan in most cases is several thousand dollars.

Unlike the big banks, our personal loans do not require you to pay us a balance transfer fee. This saves you even more.

Benefits of a Personal Loan With Us

NO BALANCE TRANSFER FEES!

Competitive Rates
No Balance Transfer Fees (saves you 3 - 5% on average over other lenders)
Fast Local Underwriting