TRUST Federal Credit Union
Mortgage Loans

We also offer 20 & 30 year loans. FHA too! Call for details.

Mortgage Loans

At Trust Federal Credit Union, we have mortgage programs available to fit almost every need. Our loan rates on Real Estate are competitively priced and designed to offer you maximum convenience.

Our Home Equity Line of Credit can provide you with a competitive rate and the flexibility you need to obtain the funds when you need them. It’s simple to access your funds; you can do it by phone or by logging on to your account online. Your interest may be tax deductible, consulting your tax advisor is recommended.

 Rates current as of

  APR1   Origination Fee Max LTV
Home Equity Line
of Credit

12 month special rate
12-month introductory rate. After which, rate changes indexed to prime based upon member’s credit score 2. Waived 100%
Balloon Mortgages

7 Year
10 Year
Low, fixed rate balloon mortgages available. Payments based on an amortization schedule of up to 360 months with the balance due upon maturity. If amount exceeds 80%, the rate will increase by .25. Up to 90% LTV! Waived 90%
First Mortgages

5 year
10 year
15 year
20 year
30 year
Call for details The interest rate is based on 80% Loan to Value for loans up to the maximum of $200,000. If the LTV exceeds 80% the interest rate shall increase by 0.25% 1% 80%
Second Mortgages

Up to 5 years
From 6 to 12 years
Call for details Home Improvement and Bill Consolidation. These loans will be limited to $100,000. The combined LTV shall be set at 80% of appraised value. If amount exceeds 80%, the rate shall be increased by 0.25% 1% 80%

15, 20, and 30 year term options on home loans are also available through the credit union. FHA loans are also available.

Trust Federal Credit Union’s Home Equity Line of Credit is only available on our member’s primary residence and is a single-family, owner-occupied home.

Please call 423-870-7610 for more details and information or...

1 Annual Percentage Rate. Rates are subject to change without prior notice.
2 Current prime as of 7/1/17 is 4.25%. Subject to change, call for more information


Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.