TRUST Federal Credit Union

Mortgages

Are you looking to buy your first home? Maybe you want to build your dream home. We can help! Want more information about specific mortgage loan products? Visit our Mortgage Loan Resource Center.

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Mortgage Rates


 Rates current as of

  APR1 Origination Fee Max LTV
Home Equity Line of Credit

12 month special rate
 
 
2.99%
Waived 100%
12-month introductory rate. After which, rate changes indexed to prime based upon member’s credit score 2.
Balloon Mortgages

7 Year
10 Year
 
 
4.375%
4.990%
Waived 90%
Low, fixed rate balloon mortgages available. Payments based on an amortization schedule of up to 360 months with the balance due upon maturity. If amount exceeds 80%, the rate will increase by .25. Up to 90% LTV!
First Mortgages

5 year
10 year
15 year
Call for details 1% 80%
The interest rate is based on 80% Loan to Value for loans up to the maximum of $200,000. If the LTV exceeds 80% the interest rate shall increase by 0.25%
Second Mortgages

Up to 5 years
From 6 to 12 years
Call for details 1% 80%
Home Improvement and Bill Consolidation. These loans will be limited to $100,000. The combined LTV shall be set at 80% of appraised value. If amount exceeds 80%, the rate shall be increased by 0.25%

15, 20, and 30 year term options on home loans are also available through the credit union. FHA loans are also available.

Trust Federal Credit Union’s Home Equity Line of Credit is only available on our member’s primary residence and is a single-family, owner-occupied home.

Please call 423-870-7610 for more details and information or...


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1 Annual Percentage Rate. Rates are subject to change without prior notice.
2 Current prime as of 11/01/2016 is 3.50%. Subject to change, call for more information

Car & Home Insurance. Get a quote. You could save an average of $427.96

NCUA

Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.
EHL

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.